Страхование ГПО в Казахстане

The civil liability insurance allows business to go out of difficult situations without financial losses, and such situations can arise in the course of organization’s activities.

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Voluntary insurance of civil liability is necessary in cases where the insurance amounts in compulsory insurances are much less than the potential damage or when the insurance is not required by law, but the risk to cause unintended harm to life, health or property of a third party still exists. The civil liability insurance allows business to go out of difficult situations without financial losses, and such situations can arise in the course of organization’s activities.
Why it is important to insure the liability when working at a shopping center?
Shopping centers are the crowded areas, and there are lots of children there, so the risk to cause unintentional harm to property or health of visitors is increased. Unexpectedly fallen part of decoration of commercial equipment, accidentally spilled liquid, inadvertently fallen boxes – it is impossible to provide all security measures. However, in any case your client (shopping center visitor) shall receive care and compensation for damage, if it will happen.
In a shopping center a large number of other companies run with you, and any incident can adversely affect the business of all lessors and the image of this shopping center. The construction and assembling works are always a hidden threat to others: a spark from welding and short circuit can cause a fire. Mounting structures can damage equipment in the neighboring areas. But any damage to the shopping center shall be eliminated as quickly as possible, so that nothing prevents clients to make purchases.
The shopping center invests heavily in attracting new customers and maintaining an appropriate level of comfort in the building. Any damage caused to the lessor’s property shall be compensated as soon as possible. All these factors impose great responsibility on each tenant. That is why the insurance company "Kommesk-Omir” offers insurance of works in shopping centers:
·         Civil liability insurance of tenant for damage of third parties
·         Civil liability insurance of tenant for damage to third parties during construction and assembling works (CAW)
 
"Kommesk-Omir” insurance of tenant towards lessor fully complies with all standards of insurance market:
·         round-the-clock call-center;
·         own round-the-clock service of surveyors;
·         unblemished reputation on payments for 23 years;
·         good recommendations from leading companies in Kazakhstan;
·         branches, representatives and agents throughout Kazakhstan;
·         prompt claims settlement;
·         member of the insurance settlement guarantee system;
·         risks reinsurance system, including catastrophic events.
Reliability of our company is confirmed by the rating of the international rating agency Мoody’s Investors Service at В3, rating outlook «Stable», on national scale – at В3.kz. Since 2011 the Company is included in the rating «NB500 Largest companies in Kazakhstan» according to the magazine «National Business». In 2015 the International rating agency A.M. Best has assigned to the JSC "Insurance Company «Kommesk-Omir» credit rating b+ with outlook «stable»

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